SMS Text Message Consent

Sign up to receive text messages from Justin Bermingham about mortgage rates, loan status, market updates, and document requests.

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Thanks! You're signed up. Watch for a confirmation text within a few minutes. Reply STOP at any time to unsubscribe.

What to expect

Once you sign up, you may receive text messages from Justin Bermingham including:

Mortgage rate updates and market commentary
Pre-approval status and document requests during an active application
Educational content about VA loans, HELOCs, DSCR investor loans, refinancing, and home buying
Reminders about lock expirations or scheduled appointments
Personal follow-ups from Justin or his team

Sample message

From: Justin Bermingham
Hi {Name}, this is Justin from EMC. Rates dropped to 6.46% on a 30yr today. Worth a quick call to see if a refi makes sense? Reply STOP to opt out.

Message frequency

You can expect approximately 2 to 8 messages per month during normal periods, and up to 1 to 3 messages per business day if you have an active loan in process. Frequency varies based on your loan stage and rate movements.

Carrier disclosure

Message and data rates may apply. Standard carrier rates apply for all messages sent and received. Carriers are not liable for delayed or undelivered messages. T-Mobile, AT&T, Verizon, US Cellular, Sprint, MetroPCS, Boost, Cricket, and other major US carriers are supported.

How to opt out

You may opt out of SMS messages at any time by replying STOP, UNSUBSCRIBE, CANCEL, END, or QUIT to any text message you receive from us. You will receive a single confirmation message and then no further texts. To re-subscribe, reply START or sign up again on this page.

How to get help

Reply HELP to any text message to receive contact information, or call (949) 842-2006 directly, or email justin@emortgagecapital.com.

Privacy

We do not share or sell SMS opt-in data, phone numbers, or message content to third parties or affiliates for marketing purposes. See our Privacy Policy for full details on how we handle your information.

Your rights

By providing your phone number and checking the consent box above, you are giving express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) to receive recurring text messages from Justin Bermingham at the number provided, even if your number is on a federal or state Do Not Call registry. Consent is not a condition of any purchase, loan, or application.